We require you to contact the office as soon as possible after the accident as there is now an obligation to serve a letter of claim on those responsible within 1 month of the accident. Thereafter we will take full instructions from you with regard to the accident, your injuries, etc. In most Personal Injury* cases you have 2 years to bring a claim. Further, most cases must be referred to the Personal Injuries Board for assessment prior to Court proceedings being issued. Contact us today for further information and a consultation. * In contentious business a solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement.
Sale agreed with your Auctioneer; This entails your Auctioneer asking that you pay 5% of the deposit. Don’t worry should your sale fall through or you have a change of mind, this money is refundable. Once Contracts for Sale are fully executed, both parties are legally bound. At this stage you will be required to complete the transaction and no money will be refunded. Mortgage Approval; Once you are mortgage approved your Bank & your Auctioneer will request details as to who your Solicitors will be. Your Auctioneer will send a note of the Vendors Solicitors details to us. Contracts for Sale: Usually it takes approximately 3 weeks for Contracts to be issued from the Vendors Solicitors. This is because Title Deeds are normally held by the Vendors Bank’s and can take a little bit of time to release. Once we receive your contract, we review the Title to the property you are purchasing and ask any necessary pre-Contract queries. Closing; Once all necessary queries have been dealt with by the Vendors Solicitors and we are happy that you are purchasing ‘good title’ we will arrange for you to execute your Contracts & mortgage documents with us. At this stage you will pay over the balance 5% deposit to us. This is to make up the 10% deposit. Getting your Keys; We then liaise with your Bank to release your mortgage to us. NB: Always make sure that your Bank has your Direct debit mandate (paying back your mortgage, Life Assurance, Home Insurance. Once loan funds are received from your Bank & all necessary closing documents have been received from the Vendors Solicitors, we will arrange an e-transfer of funds & closing searches. Closing Searches are requisitioned to ensure that nothing untoward has occurred prior to closing your transaction. Bingo, KEYS are released!!!! Your Keys will usually be with your Auctioneer. Contact us today to get the process started: email or ring us at info@denisecassidy.ie or 049-854 8398.
For Purchases: Stamp Duty @1% of purchase price for a residential property & 7.5% of purchase price for commercial/agricultural lands. Land Registry fees for Registration Purchase Price: €50,000-€200,000 is charged at €600.00 Purchase Price: €200,001 - €400,000 is charged at €700.00. Deed of Mortgage €175.00 Folio & Filed Plan upon completion €40.00 Planning Searches estimated at €200.00 Closing searches estimated at €67.00 Commissioning fees €10.00 For Sales: Commissioning fees €10 per document Folio & File Plan €40.00 Land Registry fee to take up a copy Instrument €40.00 Deed of Discharge fee €40.00 Bank’s charge for release of Title Deeds estimated €40 - €100.00
It is important for you to make a Will for a number of reasons: i. To ensure your wishes are carried out after your death. If you do not do this the law on Intestacy will decide what happens to your Estate. This could be entirely contrary to your wishes. ii. To maximise tax for your Beneficiaries. Iii. To make proper provision for your dependents and if necessary appoint a Testamentary Guardian for minor children (a surviving married parent is automatically a Guardian). iv. The administration of a testate Estate is quicker and less expensive. v. You can choose who is to handle your affairs on death ie. You can appoint an Executor. vi. A Will should be thought about and planned for and should be considered by all age groups. A Will is relevant to every person who has responsibilities as well as assets. vii. Wills should be reviewed and as your life circumstances change, you should make a new Will in accordance with your current circumstances.
